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Current Rates

Interest rates and Annual Percentage Yield (APY) effective March 27, 2024.

Rates are subject to change. Fees may reduce earnings. Penalty for early withdrawal.

Certificates of Deposit Rates

$1000 minimum deposit required.

Term Rate **APY
2 Months 2.866% 2.90%
3 Months 2.967% 3.00%
6 Months 4.939% 5.00%
12 Months 4.306% 4.40%
18 Months 2.762% 2.80%
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.

JUMBO Certificate of Deposit Accounts

$100,000 minimum deposit required. 

Term Rate **APY
2 Months 3.061% 3.10%
3 Months 3.357% 3.40%
6 Months 4.988% 5.05%
12 Months 4.402% 4.50%
18 Months 2.956% 3.00%
Interest penalties required on early withdrawal from Certificates of Deposit.
Certificates of Deposit 6 Months or longer have a penalty of 180 days.
Under 6 Months penalty is 30 days.

SUPER JUMBO Certificate of Deposit Accounts

$250,000 minimum deposit required.

Term Rate **APY
2 Months 3.401% 3.45%
3 Months 3.698% 3.75%
6 Months 5.037% 5.10%
12 Months 4.498% 4.60%
18 Months 3.344% 3.40%
INTEREST PENALTIES REQUIRED ON EARLY WITHDRAWAL FROM CERTIFICATES OF DEPOSIT.
CERTIFICATES OF DEPOSIT 6 MONTHS OR LONGER HAVE A PENALTY OF 180 DAYS.
UNDER 6 MONTHS PENALTY IS 30 DAYS.
 

Money Market Accounts

$1000 minimum initial deposit and balance for APY.

Balance Rate **APY
$0 - $24,999 1.736% 1.75%
$25,000 - $74,999 1.982% 2.00%
$75,000 - $249,999 2.227% 2.25%
$250,000 - $499,999 2.472% 2.50%
$500,000 - $999,999 2.716% 2.75%
$1,000,000 and up 2.960% 3.00%

 

 

Savings Accounts

$100 minimum initial deposit and balance for APY. 

Balance Rate **APY
$0 - $24,999 1.244% 1.25%
$25,000 - $49,999 1.492% 1.50%
$50,000 - $99,999 1.739% 1.75%
$100,000 and up 1.985% 2.00%
     

Interest Bearing Deposit Accounts

See checking account page for minimum deposit requirements.

Type Rate **APY
NOW 0.300% 0.30%
Premier 0.300% 0.30%

Individual Retirement Accounts

12 month term

Balance Rate **APY
$1,000 to $100,000 2.469% 2.50%
$100,000 to $249,999 2.713% 2.75%
$250,000 or greater 2.956%
 3.00%
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