Checking Account Comparison

  Regular Free Checking Money Market Now Premier
Minimum Bal to Open - $50.00 $1,000.00 $1,000.00 -
Interest Paying Account No No Yes Yes Yes
Min Bal to obtain APY n/a n/a $1,000.00 $1,000.00 $1,000.00
Monthly Fees Various* None***** None** None*** $8.00****
Debit Card x x   x x
Voice Access (Bank by Phone) x x x x x
Online Banking x x x x x
Bill Pay x x x x x
E-Statements with Images x x x x x
Unlimited Check Writing x x      
Free Checks         x
Free Cashier Checks               x
Accidental Death & Dismemberment Insurance         x
Common Carrier Insurance         x
Identity Theft Protection Program         x

*No monthly service charge for Senior Citizens (65 and over), full time students, and minors (under 18).

**If Balance falls below $1000 there will be a service charge of $5.

***If balance falls below $1000 there will be a service charge of $5.

****For people over 50 the monthly fee is $6.00.

*****If the account is closed within 30 days of opening, a fee may be charged.

WSB offers special accounts for High School Classes, memorial, trust accounts for special services, and many others to help our community and customers. Please visit with one of our new account representatives for information to assist in which is best for you and your organization.